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Showing posts from July, 2025

The Powerful Psychology Behind Using Real Cash

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  Written by Michelle Selina Handling real cash profoundly influences spending behaviors. Unlike swipes or taps, physically handing over bills makes every purchase feel tangible, each envelope emptied, each note gone. This “pain of paying” builds awareness, helps control spending, and brings financial dignity, especially for those living paycheck to paycheck. The popular cash stuffing method, distributing cash into labeled envelopes, helps control impulsive expenses and hit savings targets. In the U.S., about 30%     of Gen Z use cash stuffing, with 69% using more cash than a year ago  Can Card Payments Offer the Same Control? While budgeting apps and card trackers help, they lack the physical restraint of cash. A 2024 University of Surrey study revealed that people spend up to 20% more when using cards due to the "invisible money" effect. However, hybrid approaches, like loading a prepaid card with a fixed amount, can mimic cash’s benefits. The Latest Trends in...

Moving Targets: When Cargo Disappears

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Written by Michelle Selina Across the globe, cargo theft is becoming a more serious and organized threat to international trade. Organized criminal groups are increasingly sophisticated, targeting every vulnerable point in the supply chain – from trucks on highways to warehouses and train cars – to pilfer high-value goods. Cargo theft is no longer just a small problem, it has grown into a multi-billion-dollar criminal industry closely connected to organized retail crime (ORC), sending large amounts of money to criminal networks around the world.  The scale of the issue has drawn serious attention, including a recent U.S. Senate hearing on ORC that highlighted global supply chain losses of up to $35 billion per year. As of July 2025, new data indicate a sharp rise in incidents, underscoring the urgent need for stronger international cooperation to safeguard the global trade flow. The Global Data Insights  Recent reports show a concerning rise in cargo theft. According to CargoN...